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How Can I Afford Incontinence Supplies Without Medicaid?

incontinence suppliesDear Maria,

Dad is incontinent and is not able to afford the products he needs. I do the best I can, but I’m broke too.  He keeps dipping into his funeral savings, which is obviously not good.

There has to be a way I can get these for him at least cheaper.  He has Medicare and Humana.

Please help!

Kathi (Edgewater, FL)

(Kathi has been a family caregiver to her mother and father for the last five years.)

Hi Kathi,

Here’s my elder care advice:

1) It’s possible that Humana (his supplemental insurance provider) might cover the cost of incontinence supplies on a limited basis, so I think it’s worth a call to them. Here’s a link to the Humana page where I found (finally!) their contact info: http://www.humana.com/resources/support_center/contact.aspx

Tip: Does your aging parent have a supplemental insurance policy – sometimes called a “Medigap” policy? If so, give them a call to see if incontinence supplies may be covered.

2) Make the most of free samples of incontinence supplies.

It looks like Tena offers free samples: http://www.tena.us/men/products/free-sample2/

It appears that Depends does too: http://www.depend.com/products/get-samples

3) Start now to explore long term options for paying for needed supplies.

The best option of all long term may be Medicaid. Unless your dad has large assets he may qualify for Medicaid which would give him a lot of benefits he doesn’t have now including incontinence supplies, lower co-pays on meds, etc.

I did a search online to find out how to apply for Medicaid in Florida and came up with this link:


The page allows you to do a online screening which I’d say is worth a few minutes.

You can also call your local Medicaid office.  The contact info is on this page:


4) If your dad hasn’t been to the doctor in a while, now might be a good time.  There may be a treatable, underlying cause to his incontinence.

I hope this helps.

All the best,

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